Financial capability encompasses the knowledge, attitudes, skills and behaviors of consumers with respect to managing their resources and understanding, selecting, and making use of financial services that fit their needs. The indicators on this page measure main aspects of financial capability, some of which refer to attitudes and motivations (e.g. attitudes towards the future, impulsiveness, etc.), others to behaviors (e.g. budgeting, saving, choosing financial products, planning for old age, etc). Each aspect is measured by a number of questions which have been aggregated into composite scores. Each score ranges between 0 (least capable) to 100 (most capable). A database query tool helps you evaluate the financial attitudes and behavior of different subgroups of the population. You can also generate graphs to compare countries.
Click on the country names below to see the details for a specific economy. To sort data click on the column headers.
About Financial Capability and Consumer Protection
The Financial Capability and Consumer Protection surveys measure the internal capacity to take sound financial decisions, as well as the interaction of this capacity with the enabling environment. Measured external factors include the existing financial infrastructure and consumer protection mechanisms.